Meet the Team

 “I enjoy time spent getting to know my clients and learning what is important to them. This helps me tailor my advice to meet their unique goals and circumstances. The personal relationships I form with my clients make every day at work satisfying.”

Joe focuses on providing truly integrated wealth management services. “I’ve learned that most mistakes made by otherwise competent advisers result from the ‘left hand not knowing what the right hand is doing’.  All too often, investment advisers, estate planning lawyers, and tax professionals (CPA’s) operate in isolation.  There is simply too much overlap in these disciplines—they need to be integrated.”

Joe takes his time to explain in plain language your investment strategy. Therefore, a genuine relationship of trust is built on a foundation of understanding and clear communication.  “It’s my job to help you understand and thus be confident with your investment strategy and other important financial decisions.”

Joe began his career at a midsize, local public accounting firm, later operating his own CPA firm from 1996 – 2008. He developed a range of expertise including pension fund and investment manager analysis; taxation for individuals and corporations; financial accounting; business consulting; and strategic and financial planning for corporations, not-for-profits and individuals. Joe holds a bachelor’s degrees in accounting and theology from Mount St. Mary’s University.

Joe resides in Frederick, MD with his wife Margie.  Together, they enjoy the never ending activities of their 9 children and 7 grandchildren, extended family and friends.  They are actively involved in their church, St Ignatius of Loyola in Urbana, MD.

“In real life the financial plan sometimes needs to be adjusted.  Life happens.  Nothing makes me happier than hand-holding our clients through these hurdles.”

Mindy works closely with Joe in all aspects of client services. She provides particular focus on monitoring and rebalancing portfolios, creating and updating retirement planning projections, and assisting with distribution planning. Clients appreciate her attention to details, and her personal touch. Her 20+ years of experience in the financial services industry helps her to navigate the often complex world of finance with ease and efficiency.

Mindy has a Bachelor’s Degree in Business Administration Marketing with a minor in Statistics from Shepherd University.

Mindy resides in Sykesville, MD with her husband Jay.  Now with grown children, they are able to spend more time with each other and their dogs. They enjoy the many activities in and around their neighborhood with family and friends.

As Office Manager, Margie fills many roles in the firm including creating an organized and attractive office, managing the website and marketing materials, handling a wide array of special projects, and general support with client services. During tax season Margie assists Joe with tax preparation work flow.

Margie‘s previous experience was in education. She homeschooled many of her own children for a period of time and later taught most subjects in grades 4 - 8 in a private school for 12 years. She has a Bachelor’s Degree from the University of Maryland in Therapeutic Recreation, and is a Maryland State Certified Teacher in Elementary Education. Margie is looking forward to completing her Master’s Degree in Elementary Education from Notre Dame of Maryland University.

She resides in Frederick, MD with her husband, Joe. Together, they enjoy their large family of 9 children and 7 grandchildren, as well as their extended family and friends.  They are actively involved in their church, St Ignatius of Loyola in Urbana, MD.