Our philosophy is that equity investments are for growth and fixed income investments have a vital mission all their own—to control overall volatility in a portfolio and provide a stable financial base. Fixed income investments should act as the vehicle for steady, reliable income and contingency reserves. We address your fixed income needs as an integral part of your overall portfolio as we consider the special needs, characteristics and (often hidden) costs inherent in the bond market. If a custom bond portfolio makes sense for you, we build one for you based on analysis of each bond's full range of characteristics (sector, maturity, credit rating and more). Through our relationship with Charles Schwab and TD Ameritrade fixed income resources we have access to multiple national bond dealers that help ensure a wide range of security availability as well as fair and competitive institutional level pricing for you.